THE FOLLOWING is the third of the articles dictated by “The Banker,” the first two of which appeared in the immediately preceding issues. There are promised some new ideas on the subject of “Money” and what it represents in the spiritual realm. Those who are following this series will be well repaid by their earnest thought and study put upon it.—THE EDITOR.

YOU HAVE doubtless wondered where I am and what I am accomplishing. I am dropping in tonight for just a moment, not to report events of great interest, but what you perhaps like least of all, to repeat my former plea for patience. I will, however, add a few words of counsel and explanation.

First, let me beg of you to realize that Time is but little understood by even the wisest of mortals. You have, I know, read the words of Ouspensky, Hinton, Bragdon, Einstein and many others, and to a degree comprehended; and perhaps you have added your own modest findings and experiences. Be not offended when I say that the writings of even the wisest become mere infantile lispings when cramped into a language not yet expanded to cope with actual Relativity. I am not talking as one who pretends to understand the question better than you or others, but I am faced with practical problems, the solution of which depends largely on whether my mind and those minds I use can apply these theories in a practical way.

Because of limitations that surround man’s organs of receptivity, Time must necessarily be presented consecutively,